We help eligible low-income people and senior citizens
with civil legal problems.

Need more information about Legal Aid Services of Oklahoma?
Visit our website at
http://www.legalaidok.org/

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Wednesday, September 30, 2009

Open House at Legal Aid’s Tulsa Law Office today!


Don't forget.... Open House at Legal Aid’s Tulsa Law Office today!

Join the Tulsa Law Office of Legal Aid Services of Oklahoma this afternoon (September 30th) from 4:00 p.m. to 6:00 p.m.
Sun Building, 907 South Detroit, Suite 725, Tulsa
Refreshments and tours of our new offices!
Thanks for volunteering for justice!
________________________________________


Monday, September 28, 2009

2008 Annual Report is now available

The Legal Aid Services of Oklahoma 2008 Annual Report is published at this link:

I hope this 2008 Annual Report gives you a glimpse of the work of Legal Aid, including its joys and challenges.  Legal Aid has the privilege of providing access to the courts for the tens of thousands of low-income and elderly Oklahomans who every year have basic civil legal problems involving taking care of their children, preserving their housing, going to the doctor and feeding their families.

The people who ask for help from Legal Aid Services of Oklahoma are grandparents providing stability to their children’s children; young mothers doing their best to keep their babies safe; Senior Citizens fallen prey to predatory lenders and losing their homes; women of all ages who are victims of domestic violence; and more.  All of these, clients face an unexpected but urgent legal problem that threatens to derail their lives. They have one hope and that hope is Legal Aid.

We could not provide access to justice without your help. Thank you for believing in Justice for All and supporting Legal Aid.



 Gary A. Taylor

Wednesday, September 23, 2009

Legal Aid Volunteer G. Gail Stricklin Received Lambird Spotlight Award


Legal Aid Volunteer, G. Gail Stricklin received Lambird Spotlight Award at the Women in Law Banquet Tuesday night (September 22,, 2009).   
Ms. Stricklin was hightlighted as Legal Aid Services of Oklahoma Featured Volunteer in April 2009.  Read about Gail in this link:  http://www.probono.net/ok/featured/#April.

The Women in Law Banquet awarded five women who have distinguished themselves in teh legal profession.  Read about each of the winners in this OBA article:  http://bit.ly/p2ZAm 

Monday, September 21, 2009

Old Debts

Old Debts....
(Everything EXCEPT child support, tax debts and student loans-they all have their own set of special rules!)

Here's a new take on collection that is going around now.  Collectors depend on your lack of information about the law and not asking enough questions!

Please talk to a lawyer about collection problems.  Every situation is different and a lawyer can tell you if you have a defense or when you may be giving up a legitimate defense to a collection action.

Are Collection agencies, collectors calling you about an OLD debt?  An OLD debt for these purposes is a debt on which you have not made a payment in at least 5 years.

Scams or Fraud going on now:

If you have an "old" debt and collectors are contacting you, they may ask you to just make one payment to "make it go away."  What you may not know is that making that making just one payment will "REVIVE" the debt!

Reviving the debt means that you no longer have a 'defense' to collection of an old debt in court.
Here's the deal:

"Old" debts. If you have one, the collection agency/collector can still call you.  They can even sue you and take you to court. 
BUT you have a 'defense' to the lawsuit.  The defese is that it is "old" or "stale" because the statute of limitations for collection (the time they have to sue you) may have past.

Yes, the company can still sue you.  If you are sued on any debt, do NOT just ignore it and hope it will go away---- it won't!  The company may get a default judgement against you and be able to go forward with collection on the judgement, not just the underlying debt you owe.

What's that mean for you?

It means that you may have passed up a 'defense' to the lawsuit by not responding to a notice of a lawsuit or court date or you might pass up the 'defense' and revive the debt for purposes of collection if you make a payment on an 'old' debt.  Everything starts all over again and the judgement against you on the debt is now 'enforceable.'  The judgement holder can continue with collection actions in court and have wages and bank accounts garnished.

What to do:

1- If you are contacted by collectors on a debt that you have NOT made a payment on in at least 5 years (maybe 3 years in some cases), contact a lawyer!  Get information on your specific situation.

You can only get legal advice by talking to a lawyer about your situation.
Reading legal information like this is NOT legal advice!

2- Check your credit report at least once a year.  Some credit reporting agencies may add something to your credit history on the report of a collector or someone who has 'purchased' the debt from the person to whom you originally owed money. That second person or company, may add the debt and try to 're-age'the debt.  'Re-aging' means that they are trying to make the debt appear much more recent than it actually is.

If you have trouble figuring out a debt that appears on your credit report, talk to a lawyer.  Think about any old debts that you may have not paid on in a while, thinking that the creditor just stopped trying to collect the money.

Thursday, September 17, 2009

Happy U. S. Constitution Day - September 17 is Constitution Day

On Sept. 17, 1787, the U.S. Constitution was signed by 39 brave men who changed the course of history.
The Constitution was signed by the delegates to the Constitutional Convention.
Celebrate by reading your Constitution; find a copy on this page:
http://www.usconstitution.net/constquick.html

Need a more basic explanation? 
Try this Constitution for Kids web site:  http://www.usconstitution.net/constkids.html

What happened between the signing of the Declaration of Independence in 1776 and the signing of the Constitution?  Glad you asked!

The First Contintental Congress was held from September 5 through October 36, 1774.  Thereafter, the Second Contintental Congress convened on May 10, 1775.  A committee of that Congress proposed the Articles of Federation on July 12, 1776.  That Congress adjourned on December 12, 1776. 
The Articles of Confederation were agreed to by Congress November 15, 1777, were signed on July 9, 1778 and ratified and in force by March 1, 1781. 

http://www.usconstitution.net/articles.html

Wednesday, September 16, 2009

2010 Census - Protect Personal Information from Identity Theft

Census workers are now beginning to canvas neighborhoods to verify addresses. Be cooperative, but cautious!


You could become a victim of fraud or identity theft.

Eventually, more than 140,000 U.S. Census workers will count every person in the United States and will gather information about every person living at each address including name, age, gender, race, and other relevant data.

A Census workers may contact you by:
  • telephone,
  • mail, or
  • in person by knocking at your door.
Census workers are currently knocking on doors only to verify address information. Ask to see photo identification and their badge before answering any questions. Remember, never invite anyone you do not know into your home.

How do you tell the difference between a U.S. Census worker and a con artist?

U.S. Census workers will have:
  • a badge;
  • a handheld device;
  • a U.S. Census Bureau canvas bag; and,
  • a confidentiality notice.
The Census Bureau worker might ask for basic financial information, such as a salary range.

Do not give your:
  • Social Security number,
  • credit card or
  • banking information to anyone - even if they claim they need it for the U.S. Census.
The worker will not ask for:
  • your Social Security number,
  • bank account number,
  • credit card numbers, or
  • donations.
A Census worker will NOT contact you by e-mail. Be on the lookout for e-mails claiming to be from the U.S. Census Bureau.
Never click on a link or open any attachments in an e-mail that are supposedly from the U.S. Census Bureau.

If you believe you have had your identity or personal information stolen, you can get help!

Contact the VICARS program
(Victims Initiative for Counseling, Advocacy and Restoration of the Southwest)

Web site: http://www.idvictim.org/

Toll-free phone: 1-888-343-4414

Email: info@idvictim.org